WHO WE ARE
Credit Card Freedom (CCF) helps young consumers with lingering debt and poor credit rebuild their credit profiles establish the financial discipline needed to make sound decisions moving forward.
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CREDIT WORTHINESS IS CRITICAL TO REACHING MAJOR LIFE MILESTONES SUCH AS:
Home buying
Purchasing a new car
Accessing loans to attend college or open a business
CCF was created with the vision of liberating millennial and Gen Z consumers from financial immobility directly linked to poor or nonexistent credit profiles.
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We are on a journey to disempower an intentional and strategically designed economic caste system that impacts Black communities more than any other group in America.
OUR VISION
Items below are commonly known for keeping credit scores low.
Unpaid Collections
Duplicate or fraudulent accounts
Incorrect accounts (including defaulted loans, charge-offs, and open accounts)
Incorrect date of first delinquency on a collection account
Incorrect payment statuses
Inquiries
Late payments
Name misspellings
Outdated information (accounts over 7 years old)